The supplement sounds good! Is there a deductible? You need to reconsider on the prescription plan though. If you don't get a prescription plan now, and you want to sign up for Medicare part D (the prescription plan) the monthly premium will go up every year that you DON'T have it. For example, (these are MADE UP numbers only), if Medicare part D costs $50/month now, next year if you decide you need it, it will cost $75 per month. If you wait two years to get it, it will cost $100 per month. It goes up every year that you are eligible but don't take it. Now, that doesn't mean you can't get prescription coverage with a gap plan so you may be OK. I just want to be sure that you understand if you opt out of Medicare Part D now, it will be more expensive later.
Medicare supplement. This plan sounds good to me, your advice? It is with Bankers Life, I will have Medicare A@B, $96 monthly, Bankers premium is $181 a month, pays 100%, any Dr. any hospital, anywhere in the U.S. It does not cover prescription but I don't take any medication.
If, in the future, I can get coverage but it is not expensive. Let me know what you think.
Hope all is well with you.
Hugs, Donna
