Judy
I know the feeling about spending too much, i feel exactly the same, i have given myself a good talking too and once we come back form our holiday next week, that is it, it will be save save save.

- well thats the plan anyway.....
To be honest though sometimes i think, enjoy yourself today, as tomorrow may never happen.... Oh dear i am sounding maudling again, but do think like that sometimes, i think it stems from losing my mum 9 years ago, she was only 58, and was fit, and healthy, or so we though, within 6 weeks we had lost her to a brain tumor.
So now i tend not to worry about the little things, and believe in the saying - Dont worry about things you cant change -
PHEW where did all that come from