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My hubby & I have a joint checking & savings. My husband is in charge of the money & does a wonderful job. We both work, but I still ask my hubby before spending any money, just to make sure that we have plenty. He usually lets me buy whatever I like. Sometimes he'll tell me to wait til next month or something, but that's all. He almost never buys anything, but he always lets me know before he does. I came from a household where I never had to budget or save I could just spend spend spend. He came from the opposite, so he is great at saving & budgeting so I let him take care of it & he reigns in my spending habits. It works great, I don't want for hardly anything & we have 2 nice cars, a nice home & plenty of money in the bank. We use only credit cards & pay them off completely every month.
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