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I don't know much about FL - I'll say that up front - but I have heard that the west coast is really nice - the beaches are nice and I don't think it is quite as heavily populated - which might make for lower rents. I also know that are lots of communities with park model homes - some for rent, some for sale. Janet might know a lot more since her mom has wintered there for quite a while now.
My sil's parents lived in FL for several years in a park model home park and really loved it there. They lived closer to the west coast, but not next to the beach though.
I really think you should plan to go down for a month this winter. I'd go in January or whenever the winter gets really rough in NY. Gary's aunt and uncle go to South Padre Island the day after Christmas with their family and they stay till spring break (when it gets crazy down there). In the summer when it gets really hot, they go to the mountains of New Mexico for a month or so. I'd try it if I were you!
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 Gayle
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