[judy]

My bank sent out a notice that there will be $12.00 fee for EVERY overdraft protection transfer!!!

I have been using my ATM card as a credit card for almost everything, and then I paid it in full at the end of the month when I got my check. Well, those days are over! I have to have the money up front in my checking account to avoid the exorbitant fees.

I have felt like I was doing it backwards, and should have the $ in the account, but you know how things come up. It got switched to paying after the month was over. I do like this new way better - don't buy it unless you can afford it.

I just think the bank fees are ridiculously high! I'm sure there is a hefty interest charge if you don't pay it in full also!