It is a dilemma, Judy. Fortunately for me, my daughter's husband makes a very good income (now) so I'm not going to worry about giving them my house. If I have to go into the NH, I will have them sell my house and use the money to pay for NH care till it runs out, hopefully, it won't run out. I will be single when that happens so I won't have to worry about my spouse.
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Gayle
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