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We are in the same boat Gayle. Our plans have to be made a little differently than most people. There is a rule her about Spousal Impoverishment. When my mom had a stroke and had to go to a nursing home, my dad got to keep their house and his retirement. Her SS went to the nursing home. They only had one car, but he did have to make me beneficiary of his life insurance.
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 Betsi
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