Between hubby and I, we make about double now what we did just 3 years ago. Our kids have since graduated, and so our expenses have also decreased. As many of you know, I'm less than thrilled with my new job. I work to keep medical insurance, but given the choice, I wouldn't stay where I'm at.
Our recent raises have put us in an income category that puts us in a whole different tax bracket. The difference in our tax obligation is going to be considerable.
This past year hubby was off work for 5 months with a back injury, so we won't get socked too bad. This year it could cost us a LOT more.
Looking at the tax rate difference, our take home wouldn't be a whole lot less if I switched to part time. This would knock us down a bracket and give me the chance to work fewer hours; hopefully in a job I'd like better and be less stressed by.
I plan to discuss this with hubby and actually did apply for a part time job today that sounds like it would fit my plan well.
Does this sound insane to you? Should I just bite the bullet and stick it out where I am? Hubby works 70 hrs a week, and here I am not wanting to do 40? Does this sound selfish or lazy to you? I have to wonder if I'm just looking for a way to justify what I really want regardless that the facts do fit my situation.
