[DianaB]

Sorry about your fender-bender. It sounds like you got off pretty cheaply even if he calls and it costs you a little bit more. I hate paying higher insurance rates. When my high school daughter backed into a car years ago we paid it off rather than turn it in too. Our rates would have gone sky high with her being in high school.

Glad that you're alright and it was just a little accident. You should have a deer run out in front of you!!! That's no fun!!!