[Marilyn]

I feel for the people who had money in the IndyMac bank that failed. FDIC will cover the first $100,000, but if they had more than that on deposit, they are probably going to lose it. For many, that could mean their life savings for retirement. We should all be more diversified than that, so we are not caught if something like this happens, but it's kinda like not backing up your computer. Most of us know what we need to do, but getting around to it, or knowing how to do it is another matter. Maybe we are just too trusting.

Our world is changing, and we'd all better be preparing and being prudent with our lives and our funds.