I agree! Another avenue you might want to check into, depending on what you want to go back to school for, is long distance learning via the internet. A lot of schools these days offer on-line classes. This might be the "happy medium" for both you and your husband - you get to start school again and he's happy in knowing your at home with the youngest. By the time the youngest starts school, you might have all your basics under your belt or possibly even finishing up towards your degree - he/she starts school, you start work
Something to consider maybe.