[Janet]

Oprah had a couple on that use to make a 6 figure income. This couple is in their late 50's and now live in their office. The man was a joy to listen to and he said that the difference between his parents going through the depression and people now......is we haven't learned to save and live without like they had to do. We didn't learn the lesson. I believe for most people he is right. We have a rental house investment, but as far as savings....we don't. We just didn't always have enough to put back. I need to find a way to do that, to put money in savings.