The only advise I can give is to "save, save, and save some more!!". Work is only a means to an end so retirement is something my hubby and I work very hard at to achieve. We have a 401K within our business and put in the max that we are allowed. Id rather win it big in the lottery though, LOL!!
In regards to the age of 62 or 66 I just can't answer. It might be best to get in touch with your financial advisor for the best options that work for you and your hubby.
My parents retired in their mid 40's. That has always been my goal but now that I am in my mid 40's I can see it's just not going to happen. Oh well, atleast we are trying. Our biggest hurdle is our private health insurance. It's so high now and I wanna throw up just realizing what it will cost when we are at retirement age, ugh!! My hubby says he may have to work like 1 or 2 days a week just to afford our health insurance. It sucks!!
