Insurance is SO Expensive!

[Janet]

The school corp. that I work for, as with every other company, I'm sure is raising the cost of our insurance. I won't ever get rich driving the bus, but it was so convenient when my son was younger. I didn't have to pay daycare and I was always off when he was. Plus, I could drive the whole class on field tips.

Well, I get paid every two weeks and it's divided up so that I get paid throughout the summer too. The new cost is going to be half of my pay check. I'm basically working for my insurance. It sucks even though my insurance is excellent. We haven't paid a dime for Rick's back surgery last summer.

I did pick up an application from a place in town for a management position in retail. I have it all filled out and ready, but I'm so afraid to turn it in for fear they'll hire me...LOLOL. I have a lot of experience in every aspect of retail so it's not a done deal or anything, but I do love working in a retail environment.

I just love my summers off now, even though my son doesn't need me home like when he was younger, but I just don't know how I got everything done before when I worked full time. Plus the doggies are never left alone more than 3-4 hours at a time. I think I would have widthdrawal symptoms from them too.

I'll have to make a decision here pretty soon because they will be needing a manager and assist. manager in the not so distant future. Oh decisions, decisions.

[judy]

How much cheaper is their insurance? You might have to weigh out the benefits of each job versus the costs to make a decision.

There's also a chance that some kind of national health care may become available after the election.

[Tink]

Janet, I hope things fall into place for you on the job situation soon. It's hard sometimes to compare apples and oranges, but sometimes you just have to stop and think which you're more hungry for!

HUGS

[Janet]

I don't know anything about their insurance yet. It might just be safer for me to stay where I'm at and just take as many extra-curricular trips as I can. At least those would be of an evening and the doggies wouldn't be alone all the time. We'll see.

[Tink]

Just for the sake of comparison, Greg's employer carries our insurance. We have a $2,000 deductible per person with 80% coverage after that is met. For this we pay $127 per WEEK.

When I quit at the bank they offered me to continue the insurance on my own... my monthly cost for just Greg and I would have been over $1,600! It was good insurance, but OMG that's a lot of money!

So compared to ours, is yours high? Or is it just sticker shock because it's increasing from the old price? You're right, insurance is terribly expensive, but being without it is unthinkable as a simple appendectomy can about bankrupt you if you have to pay for it out of pocket.

[Janet]

Annually it will be $4,836.68. They are having a meeting on Wednesday this week to discuss it with the employees, so I'm going to try my best and go. I just hope not that many other employees attend, because the meetings always get so far off in the ditch you're more confused than when you went in...LOL