i think i need to put some fire under his... hiney :)

well im new here... but im just gonna get down and dirty! i dont have many girlfriends... to be honest i generally dont get along with any other girls besides my sisters lol . so you girls are it!

alright.. i posted my problem on yorkietalk and they sent me over here... so here i am.. and heres my problem...

my boyfriend phil and I have been together for about 2 years. we are absolute bestfriends and never fight...unless its over the remote our relationship has never been really mushy or romantic.. but we both know that we really love each other and we always talk about "us" in the future... but
he has never said that we are going to get married!! it usually like "oh we should do this.. or in a few years lets do this blah blah". this normally wouldnt bother me.. but im ready to get married. i know that this man is the one that i want as my husband and father to my children and i just want to know whether or not hes planning on marrying me.

we live in apartments beside each other so everyday i clean, cook , do laundry, pay his bills, check his bank account, everything for him. but the other day i made the suggestion to get a joint Savings account to save up for a trip and he FLIPPED at the thought that our money would be together. (as if i dont have every access to his money everyday?) i was flabergasted at his reaction b/c in my eyes... whats his is mine and mine is his!..

everything about our relationship is just what i could have wanted except for him not opening up about his feelings about our relationship... any advice as how to make him open up about marriage without freaking him out?and should i back off being a wife before he actually makes me one?