The Rant Continues

[gja1000]

We've had Medicare since 2005 - or I should say Gary has had Medicare since 2005. It has been fine, we've not had any problems at all with it. However, you MUST have a secondary policy that covers what Medicare doesn't because Medicare only pays 80% of most things. Gary had open heart surgery and we would have been out thousands of dollars if we'd had to pay 20% of the bill. Also you need a secondary insurance for the RX benefits. Medicare's plan D for prescriptions does not cover everything (but the new health care bill does increase the RX benefits so that is good). At least it is better than nothing though. Prior to Medicare part D, there were no prescription benefits with Medicare and as you all well know, prescriptions can cost hundreds of dollars per month if you don't have insurance.

Medicare part A is the physician coverage and Medicare part B is the hospital care. You have to pay a premium for Part B, but it is worth it. Judy, you will get that book every year. I just throw them in a drawer.