Medicare/part1and2

[donna1990]

I do appreciate your help so much.

[judy]

Oh dear! I got dizzy just from reading that! I have 3 more years to figure it out.

I just found out that I have (and pay for) a supplemental health plan from work that may reimburse me for prescriptions co-pays. The thought of reading the fat boring pamphlet I have is making me very upset. I'm hoping I can get someone else to explain it to me. Luckily, I don't have a lot of medical expenses, so we're not talking about more than a few hundred dollars/year, if that.,

Good luck Donna! Maybe you can find a meeting that explains it. They have forums like that in the nursing home up here.

[donna1990]

Originally Posted by judy

Oh dear! I got dizzy just from reading that! I have 3 more years to figure it out.

I just found out that I have (and pay for) a supplemental health plan from work that may reimburse me for prescriptions co-pays. The thought of reading the fat boring pamphlet I have is making me very upset. I'm hoping I can get someone else to explain it to me. Luckily, I don't have a lot of medical expenses, so we're not talking about more than a few hundred dollars/year, if that.,

Good luck Donna! Maybe you can find a meeting that explains it. They have forums like that in the nursing home up here.

I have so many ins. companies calling, they will come to my home.
Don't really want to go to a nursing home yet.

[gja1000]

Donna, have you decided????

[donna1990]

No, I am still looking for a suplement, BlueCross, United Health Care, AARP,
Humana Gold Plus????

[gja1000]

So, you are going to go with regular Medicare + a supplement? Or are you going to do the Medicare HMO thingy???

[donna1990]

Originally Posted by gja1000

So, you are going to go with regular Medicare + a supplement? Or are you going to do the Medicare HMO thingy???

Yes, I think so. My husband has Humana Gold Plus and he has hardly paid for anything. Just his high blood pressure medication has gone up to $40 a month, still looking.

[gja1000]

Originally Posted by donna1990

I do appreciate your help so much.

You are most welcome! If I can answer any of your questions, I'll be happy to try!

[lynne b]

Originally Posted by gja1000

You are most welcome! If I can answer any of your questions, I'll be happy to try!

Gayle, you are a god send.

Although mom had ins. through GM they dropped all surviveing spouses as of 1/1/09 and it was mind boggeling trying to find her a new plan, thank goodness she already had the medicare A & B. Her new ins cost her about 3 times as much and dosent cover as well as her old ins did and she dosent even have dental & eye ins. Had to get enough meds from CVS to cover her till they come from Medco which will be better once they start coming in cause it will be a 3 month supply through the mail, but cost extra to get the ones at CVS.
Its just crazy dealing with ins.

[gja1000]

Yes, it is indeed CRAZY

Health insurance makes me very very nervous. I think, just like GM dropping surviving spouses, that more companies are going to drop health insurance for retirees and even employees. Anyone with lots of health problems, would be bankrupt in a very short period of time without health insurance - even with Medicare, having to pay 20% doesn't seem like a lot, but with multiple hospitalizations or lots of medications, would take tons of money. For me, this is as scary and the economic crisis.

[Janet]

I saved these sites Gayle....it is so wonderful that we have you here with us. You are one in a million sharing your knowledge the way you do. I know there is seat at God's table just waiting for you.

[gja1000]

Originally Posted by Janet

I saved these sites Gayle....it is so wonderful that we have you here with us. You are one in a million sharing your knowledge the way you do. I know there is seat at God's table just waiting for you.

Janet! You are toooo kind! I'm just happy to help!

[Tiramisu]

Gayle, where were you when I was helping the MIL and my Mom sort through all this? THANKS for being here!