IPAD question for Gayle....

[judy]

Gayle, you mentioned having an IPad in one of your recent posts. I really want one, but have never used any Mac products before. Other than the price of the IPad, what else do I need to buy? I have heard that I need to buy applications. Are they expensive? What comes already installed in the IPad?

Do you have the 3G? I would like that feature, but I'm hesitant because it seems I will have to pay AT &T a monthly fee. Do you know anything about this?

Paula, I seem to remember you getting one also. Any advice from anyone who has an IPad would be appreciated.

I totally cannot afford it right now, don't need it, but life is short!