10-03-2008, 10:47 AM | #16 | |
Senior Member
Join Date: Jan 2008
Posts: 2,147
|
Quote:
__________________
PROUD MOMMY |
|
10-05-2008, 05:02 AM | #17 |
Donating 4WT 2000 Club Member
Join Date: Sep 2006
Location: South Texas
Posts: 4,907
|
I hate the idea of a bail out, but it seems from what I'm hearing to be necessary.
We were truly blessed that I was raised by parents who believe in never buying anything on credit. I do remember that one time they bought a car and went to the bank to borrow money for a couple of months until they had the funds to pay it off. We sat outside the bank for a long time while they discussed it because it was so against their philosophy. They did get the loan, but I think they paid it off in two months. Hubby and I have used credit, and our home is currently mortgaged, but the outstanding balance is less than the 3rd of the value of the home, and our mortgage is 4.2% 15 year fixed. We were very poor the first 5 years of our marriage. As Dave Ramsey would say, we lived like no one else, so we could live like no one else. Our first home was bought with cash, but we built it ourselves. It took us 3 years and we paid as we went, but after living in it for 3 years, it sold for twice what we had paid for it. That's what gave us our start. That and education. I went to a local university and scrimped to pay cash for my education. I don't have a degree from a prestegous university, but I make as much or more that others I know who have that big name degree, and we had no student loans. I'm not trying to brag at all. We are pleased with the way our lives and finances have turned out, but it was all due to being taught to conserve funds and not buy more than you can afford. We try very hard to counsel young people to not go into debt. Just hope we can make a difference in some of their lives. Credit used to be hard to come by. It should return to being that way again!!!
__________________
Marilyn If anyone would like a free Bible Study CD or book entitled "Searching for Truth", PM me with your mailing address and I'll send you one. "And you shall know the truth and the truth shall set you free." John 8:32
|
10-06-2008, 03:17 AM | #18 |
Senior Member
Join Date: Jan 2008
Posts: 2,147
|
Good for you Marilyn, i am the same way, i'm fixing up my old house, to increase the value of it, so sometime in the future i can use that money for a bigger house, but not until i have saved 20% down for a new house, i do have a savings account which i put 200.00 away every month plus my bonuses that i get at work and all are tax returns now go into this account that is my dream one day to have a nice brick ranch home, with a two car garage. But one day... when i have the funds for it.. and with the sale of my house a big chunck of that will go straight on the principle of the new house.. my sister always told me never take a morgage out for 30 years always 15 years... she is so right about that one.. so i can wait for my dream house.
As for the Government passing the bill, i really think they screwed up on that one, they just made the rich richer, and us the middle class workers are going to pay dearly, there going to start taxes the crap out of us, like were not taxed enough already.. But who do you think is going to have to repay this dept. We are!!! I think it's going to be an ugly Christmas for alot of us working class and small business owners, just wait the taxes are coming and there going to start raising prices on everything..food, gas, etc, So sad...
__________________
PROUD MOMMY |
10-06-2008, 03:40 AM | #19 |
Donating 4WT 2000 Club Member
Join Date: Sep 2006
Location: South Texas
Posts: 4,907
|
I just wish they would close some of the loopholes for the big corporations so they would carry their part of this tax burden.
We need Dave Ramsey for President!!! Our country needs to quit spending on things we don't need, like some of the ridiculous multimillion dollar studies, paying contracts to build things that never get built. Stop the waste so we can pay down some of this debt. We need to end our dependence on foreign oil, whatever it takes and quit borrowing from China. We need to pay them off once and for all and begin taking care of our own country for a change. And yes, it is patriotic to pay taxes, but it is insulting to the tax payer to waste our money. We work hard for what we have, and they have no right to take our funds and waste them. Also, the people who are able bodied, of sound mind, and living off the government need a kick in the rear. They need to go out and get a job like the rest of us to help with the burden, not contribute to it.
__________________
Marilyn If anyone would like a free Bible Study CD or book entitled "Searching for Truth", PM me with your mailing address and I'll send you one. "And you shall know the truth and the truth shall set you free." John 8:32
|
10-06-2008, 03:50 AM | #20 |
Senior Member
Join Date: Jan 2008
Posts: 2,147
|
Amen Marilyn!
I would vote for DAve Ramsey in a heartbeat!! And one more thing i would like to add for people that are on government assistance, i would really like to pass a law for them to get drug and alcohol tested for there checks, My husband and i both get drug and alcohol tested at work, and if we have to do i believe they do to, and they also can work for there checks too, hey are highways need cleaned, road kill needs to be picked off the roads, why shouldn't they have to work for there money like we do.. I know i might get a bad reaction from this post, but around my area, the first of the month if you go to any bar, and i do mean any bar, there are tons of welfare people in there drinking it up all day long, and it just makes my blood boil,,, there is nothing wrong with these people working, they all look pretty fit to me, it just makes me mad that i bust my ass everyday for my check and the government just hands there checks to them and for what so they can party all day.... makes me mad!!!! There are alot of people that "NEED" government assitence, like the elderly, and so on, but i'm talking about healthy young people that don't need just abuse it!!
__________________
PROUD MOMMY |
Bookmarks |
|
|